Attaining financing can be hard enough these days, but when a borrower is Self-Employed there can additional qualifying challenges. Dominion Lending specializes in Self-Employed Mortgage Financing and Financing for those who are Self-Employed.
In many cases, self-employed borrowers show much less income on their tax returns than what they actually make so qualifying under normal "A" lending and debt service ratios can be difficult.
Maria Titarenko works with lenders that will allow income to be grossed up and/or use the true cash flow of the business through bank statements to qualify. The Self-employed Mortgage doesn't have to be alternative lending and in many cases borrowers can still get "A" rates with major banks and prime lenders.